7 Tips to Avoid Debt

Debt

“When you get in debt you become a slave.”
-Andrew Jackson

Getting into debt is easy enough. If you don’t avoid the following spending habits, sooner or later, you will be in debt beyond your control.


1. Spending more than your earnings: This is surely the quickest way to get into debt. Imagine you earn $5,000 and you spend $5500 in a month.

2. Keeping up with the Joneses: You always want to be at par or better than your neighbor. When your neighbor changes to a more expensive car you also want to do the same without thinking of your limited resources.

3. Materialistic: Get the latest mobile phone, change your living room settee set and replace your TV to the latest model. You do it by hire-purchase, but the total amount is more than your monthly budget.

4. Gambling: Nobody can be a winner in the long run. You are motivated by greed. This bad habit will drown you into a sea of debt by borrowing more and more money. You think you will make your money back in the next bet.

5. Get-rich-quick scheme: Do not be gullible enough to listen to quick and huge returns for an investment. It is always too good to be true. Don’t borrow from your friends and relatives to invest and think that you are guaranteed to receive your investment and profit in return quickly.

6. Wrong use of credit cards: Pay your credit bills fully and promptly. Don’t pay the minimum amount or sign up for a zero-interest installment plan to make purchases of big-ticket items. You will snowball your debt way beyond your means to settle and you end up as a bankrupt.

7. As a guarantor: You can’t be kind in this way. You will regret it when your good friend defaults the loan and you have to inherit the debt because you can’t even locate him. He has disappeared into thin air.


Be happy to enjoy what you have. A debt-free life is a carefree life.

7 Negative Things to Avoid at Work

“Negativity is cannibalistic. The more you feed it, the bigger and stronger it grows.” – Bobby Darnell

Are you suffering from the following negative thoughts and weaknesses?


1. Negative self-image: Do you always think others are talking critically about you behind your back? Erase these self-destructive thoughts from your mind and replace it with good feelings about yourself. It is all in your mind and you decide how you feel about yourself – good or bad, happy or miserable.

2. Unable to control your emotions: Do not allow negative emotions like anger, resentment, and hatred to control you. You will utter the wrong words that you regret later. Manage your emotions to promote healthy relationships with others in the office. Be cheerful and happy at work.

3. Ebb in productivity: Bogged down with too much work in the office? Always prepare a to-do list the night before and prioritize your work by concentrating on the few important tasks of the day. Don’t work non-stop. Do take frequent breaks to clear the clutter in your mind.

4. Lack of confidence: You do not think that you can do the job especially when you get a promotion or given more important assignments. Have trust in yourself because your boss believes that you are suitable for the job and you can get things done.

5. Complaining about your work: Instead of getting angry about the problems encountered daily, look at the problems from a different perspective. Look at them as challenges and see how you can think creatively to solve all of them. In the end, you are a problem solver and you build up your self-confidence.

6. Workaholic: Feeling uneasy when you stop working? Just remember that your “in” box will never be emptied even when you are no longer working there. Life is not just about your job. It is also about looking after your health and family and taking time off to relax and unwind.

7. Low profile: Do not think that you are safe by hiding and burying yourself in your work. It does not work this way. Put your best foot forward and show the boss what you can do for the company. Getting noticed is the only way to promote yourself and keep your job in a company.


Change your thoughts and harness the positive power within you to work happily and successfully.

Healthy Bones and Joints

As a person grows older, it is necessary to pay particular attention to the bones and joints.

To maintain healthy bones and joints especially cartilage, I consume a capsule containing crystalline glucosamine sulphate and chondroitin sulpahte. I also take a tablet every day consisting of calcium carbonate and vitamin D to maintain strong bones


Crystalline glucosamine sulphate

Glucosamine is found naturally in the body and can be obtained from natural sources such as crab shells, lobsters, and other shellfish. A study on humans with glucosamine has been going on for over forty years. It is now a fast-growing favorite supplement. Glucosamine is best known for its healing properties for osteoarthritis.

It protects and promotes healthy cartilage, lubricates joints and supports joint mobility and flexibility


Chondroitin sulphate:

It is a major component of healthy cartilage. It is also found naturally in the body. It decreases as a person gets older or when people suffer from arthritis and osteoarthritis.

It is known to create more elasticity in the cartilage providing better movement for the joints. As supplement chondroitin is extracted from animal or shark cartilage. It is helpful in such conditions like osteoarthritis, arthritis, inflammation, sports injuries and tendon, and ligament damage


Calcium carbonate

Prolonged, inadequate intake of calcium causes weak bones (osteoporosis) The National Institutes of Health recommend 1000 to 1500 mg of calcium per day as part of a regimen to prevent the loss of bone that is associated with aging


Vitamin D

Vitamin D controls calcium absorption to help the body build strong bones and teeth and maintain muscle strength. Vitamin D can be made by direct exposure to sunlight.


Do you find pain, stiffness, swelling, or limited movement of your joints? Consult your doctor to find out the needs to take the above supplements

How to be a Super Daddy

Super Daddy

"As a father, you must have the mindset that being a dad is your most important job." Mark Merrill


When you ask this question you will get many answers, but it all boils down to LOVE.
Here is my list of a super dad and you are welcome to add more to the list:


• He does not bring work back but come home just to look after the children.
• He talks to the children and finds out things that have happened at school.
• He eats dinner with the children and chats with them.
• He exercises with the children outdoor to promote health and fitness,
• He encourages the children to do their best at school but does not ask them to compete with others.
• He acts as a tutor to help them out in their homework and teach them more about lessons in life.
• He is fair to all his children.
• He takes them to the mall even just for window shopping to enjoy an evening together.
• He sets good examples like not smoking instead of preaching.
• He may be a daddy but he is friendly and approachable.
• He is the driver to the children.
• He is the walking dictionary to the children.
• The children relate to their father what they have learnt in class.
• He is the logistical planner on a busy Sunday when the children are engaged in various activities.
• He prepares a simple but nutritious breakfast such as perfect half-boiled eggs for the children before they go to school.
• He monitors the posting of children on their blogs to make sure that personal information is not disclosed.
• He does reading at home instead of watching TV so that the children are influenced by his habit to cultivate a love for books.
• He gives out pocket money at the beginning of every month to encourage financial planning. They have to budget their spending to last until the end of a month. They have to set aside and accumulate an amount monthly if they wish to purchase a big ticket item for themselves.
• He takes a proactive step to provide safety guidelines online and offline for the children

7 Delightful Tips to Keep You Motivated

Stay Motivated

 "Motivation is what gets you started. Habit is what keeps you going." --Jim Ryun

The saddest thing in life is without knowing where one wants to go, what to look for in life, and no idea of what to do to get what you want in life. Accordingly, when you know what you are looking for in life and you are working on it, life is meaningful and full of hope and expectations. Here are the top tips to keep you motivated in life:


1. Meaningful goals: Be certain to have goals that you are interested and you are able to do well. Something that you are passionate about that you want so much out of it.

2. A workable plan: You achieve your goals by working on your daily goals and in turn your weekly, monthly and yearly goals. Long term objectives can only be achieved by bite-sized tasks. Plan your work and work your plan to ensure successful execution.

3. Self-confidence to achieve aims: Are you confident of yourself to get what you want out of life? A positive mental mindset is essential to keep you motivated in the long run.

4. Associate with highly motivated people: Get the support of positive people to stimulate your motivation. These people are highly charged and they inspire you to go the extra mile.

5. Put your goals in writing and be visible: Written goals are a positive sign that you want something fervently. You look at it every day so that you stay on course. Written goals are also a source of inspiration and creativity.

6. Monitor and celebrate each stage of your success: I am sure that you will check your progress at regular intervals. You are also motivated by what you have done and achieved. Take a break to celebrate your success.

7. A balanced life: Do not overload yourself with just work. There are other equally important things in life such as your family and your health. You need to take time off to relax and have some fun. A break will allow you to carry on the journey of life highly charged and full of energy.


A happy person is someone who wakes up in the morning eager to welcome a new day. The person is motivated because he knows what he is looking for in life and every day he works mindfully to realize his goals. He is very sure of himself that he will get what he wants out of life.

Be Prepared for Your first Job

My First Job

Your talent determines what you can do. Your motivation determines how much you are willing to do. Your attitude determines how well you do it. – Lou Holtz

Congratulations! You have just graduated. You are ready to take on the world and get your first job. You may be in a lucky position that you are already hired. Here are some vital tips to get your first posting or embark on your working career.


Technical skills

You have already acquired the necessary technical or academic knowledge and occupational skills relating to your degree. Perhaps you have gained working experience in your field of study by industrial attachments and temporary jobs. It is well and good but there are other equally important skills you must possess to give you an edge over other candidates and one of them is people skills.


People skills

Employers are interested to find out whether you have participated in voluntary work, community projects, or other front-line work. It is because you are likely to develop people skills. These activities help you to develop interpersonal skills, effective communication capabilities, and leadership abilities. On the other hand, you need to be reliable, responsive, develop trust, and likeability. You watch out for your personal grooming and be empathetic. Here are the 10 Psychological Secrets about Human Relationships and the 18 Secrets to Acquire Instant and Effortless People Skills


Decision-making skills

Employers also want to find out whether you have the ability to define problems and to select the best course of action. Are you resourceful and self-reliant or a proactive person? Here is The Five C's of Decision Making


Time-management skills

You need to prioritize your work so that you are able to use the limited time productively. Know how to manage areas where time can be wasted. Such things like paperwork, telephone calls, and meetings. Here are the 10 Tips to Manage Your Time at Work


High EQ

One important area that makes you stand out among the crowd is your emotional intelligence. Are you able to appeal to emotions to convince someone rather than using facts alone? Do you possess the ability to motivate separate individuals as opposed to treating everyone the same way? Be able to understand your emotions and control them. Dr. Daniel Goleman, the author of Working with Emotional Intelligence, defines EQ as “the capacity for recognizing our own feelings and those of others, for motivating ourselves, and for managing emotions well in ourselves and in our relationships.” According to Dr. Steven Tobias (2008) “success is…20% I.Q. and 80% E.Q.”


Be aware and develop all these skills and as you move up the corporate ladder you need conceptual skills. It is the ability to think in the abstract, to diagnose and analyze different situations and to see beyond the present situation.

Wish you a successful career.

5 Benefits of Savings

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –Thomas T. Munger

Cultivating a habit to save from young is a virtue. The benefits derive from this wealth-building habit last a lifetime. The first rule is to pay yourself first. Put aside an amount and deposit into your savings account when you receive your paycheque. If you spend first and save what is left, most probably there will be nothing left to save. Here are the benefits when you save regularly:


1. The wonder of compound interest: Your initial deposit will attract interest. However, even without further deposit your original deposit plus the interest you have earned will attract even more interest. And it goes on. Imagine how much more interest you can earn when you save on a regular basis

2. Save to buy what you want: Instead of charging it to your credit card to buy what you want. You can hold on to it by saving up an amount to pay in cash and save on interest.

3. Save and invest: At first, you save and when you have saved enough you invest to increase your wealth.

4. An emergency fund: Save an amount to cover three to six months’ expenses and when you are unfortunate to lose your job you still can carry on your lifestyle until you get a new job.

5. Financial freedom and peace of mind: Life is less stressful when you know you have saved enough to meet unexpected events in life such as illnesses and accidents.


Let us reverse our way of spending money. Save and spend and not spend and pay even more later.

Ginkgo, Pad, Tinnitus and Dementia

Ginkgo Biloba

Pad

According to a current study, researchers randomly assigned more than 3,000 adults aged over 75 years, to take either 120mg of ginkgo or inactive placebo pills twice a day. They found that over the next six years, ginkgo users have a lower risk of developing peripheral artery disease (Pad) – a buildup of artery-clogging plaques in the legs that reduces blood flow and lead to pain and cramps when a person walks. It confirms with previous research that ginkgo supplements help people with Pad walk farther without pain.


Tinnitus

Tinnitus has been referred to as ringing in the ear. Studies showed that 120mg to 240 mg twice per day of ginkgo biloba can help ease up the tinnitus. It is effective because ginkgo contain two potent chemicals substance: flavonoid glycosides and terpenoids.


Dementia

The Daily Telegraph and other news sources report that a study has found that ginkgo biloba does not improve mental function or quality of life in people with dementia. The study included 176 people with mild-to-moderate dementia who received daily doses of either ginkgo or an inactive placebo for six months. Using a standard test of mental function, the study found no difference between the groups. The Telegraph described the Alzheimer’s Society-funded study as “one of the longest and most rigorous ever conducted on ginkgo biloba”.


Out of the many conflicting research reports, ginkgo extract may have three positive effects on the human body:

• Improvement in blood flow
• Protection against oxidative cell damage from free radicals
• Blockage of many of the effects of platelet-activating factor

How to Project a Positive Self-Image at Work

“A strong, positive self-image is the best possible preparation for success.” Joyce Brothers. 

In order to succeed in the business world, you need to let others see you in a positive light. Here are some of the ways to create a positive image of yourself in the eyes of your co-workers:


1. Believe in yourself: Be able to identify your talents and abilities. Take stock of your achievements. This is to reinforce and to convince yourself that you are capable of doing things and you have got a lot to offer others.

2. Dress smartly: Appropriately and smartly dressed not only creates a positive image but also boosts your confidence and happiness. Comb your hair in place, trim your fingernails, be clean-shaven, and show a neat appearance. You will give others the impression that you are a meticulous person.

3. Smile and the world smile with you: Leave your problems at home. At work wear a smiling face to signal to others that you are OK. A pleasant personality makes you likable and allows others to approach you easily.

4. Show energy: Talk in a strong voice over the phone to convince the other person on the line that you are energetic. Be upbeat in your approach; give a firm handshake when you meet people. Display a body language that you care and you are listening. Make eye contact with the other person.

5. Associate with positive people and learn from them: When you are in the company of positive people, your positive outlook in life is reconfirmed because positive thinking is contagious. Be inspired by their positive thoughts and take advantage of their ideas to propel you to a greater height.

6. Welcome challenges: In the face of difficulties, tell yourself that there will be answers to the problems. Face challenges squarely to inspire others that you are a capable and confident person.

7. People skills: The way you deal with people will determine how positive you are. Be humble, friendly, sincere, generous, and considerate. Give service and keep your promise.


A positive self-image will vibrate into higher energy and success in your working life.

7 Tips to Keep Your Brain Young

Brain

The emotional brain responds to an event more quickly than the thinking brain.     

Daniel Goleman

Contrary to popular belief, brainpower does not diminish as you grow older. In fact, you can be mentally alert by using your brain more often and creatively. Here are some of the ways to maintain your mental faculty:


1. Use your brain: Use it or lose it. The more you use it the better it is. Participate in intellectual activities such as learning new words, playing challenging games (Scrabble, bridge, chess, crossword puzzles, and jigsaw puzzles), reading, taking up a musical instrument. repairing something and solving complex problems. According to scientists from UCLA’s Brain Research Institute, anything that is intellectually challenging can serve as a kind of stimulus to growing dendrites and making connections.

2. Chewing gum: When you are chewing you increase the blood flow to your brain. According to research the blood flow to the brain between senior citizens with a full set of teeth and toothless is 30%

3. Things to avoid: To protect your brainpower do not cut short on your sleep. Avoid polluted environment, stress, sedentary lifestyle, too much alcohol and tobacco, social isolation, and watching too much TV.

4. Exercise: Physical exercise or just walking for half an hour three times a week can improve your concentration, learning abilities, and abstract reasoning by 15 %. Aerobic exercise forces extra oxygen into the brain which boosts mental powers and promotes the growth of new brain cells

5. Smart ways to use your brain: Actively engaging your brain. Better memory can be achieved when you pay attention and making an effort to remember something especially things that you are interested in. As an example, reading and listening are passive in nature; we have to take notes, write brief summaries, and organize key ideas in order to remember.

6. Use your hands: According to research when you are active manually, it stimulates blood flow to your brain. It is beneficial to comprehension, memory, and thinking process. One such activity is to close your eyes and manipulate some control buttons.

7. Food to boost your brainpower: Eat a high carbohydrate breakfast to supply energy to your brain. Include fish in your diet. Eat plenty of fruit and vegetables. Antioxidants found in fruits and vegetables help neutralize free radicals, molecules that can damage brain cells. Consume food rich in iron such as lean meats and beans. Iron helps transport oxygen to brain cells.

Do the right things to stimulate your brain for optimal mental performance.

10 Tips to Manage Your Time at Work

Time for Work

“A plan is what, a schedule is when. It takes both a plan and a schedule to get things done.”

Peter Turla
Here are ten ways to be productive at work:

1. Do a job once and for all: Do it right the first time. Make sure of what is expected and complete the job fully and without errors. Valuable time is wasted if you have to revise and redo something.

2. Priority your work: Do the most important and urgent tasks first. It is then followed by important tasks but not urgent. Only when you have the time you can proceed to urgent but not important tasks. The last thing is to tackle those that are not important and not urgent.

3. Ahead of time: When a job is to be completed in a day, make it a point to complete most of it by noon. In a way, you are relieved that the job is almost done. The other advantage is that when it is necessary to do amendment or adjustment you still have plenty of time. You are also appreciated by your boss for completing an assignment in advance.

4. To-do list: It is necessary to keep repeating that a to-do list is essential to manage your precious time and to follow the list and execute accordingly. Do not rely on your memory.

5. Start the day early: Get to the office earlier. You are not only avoiding the morning rush hour and you can start work right away without being disturbed by others.

6. Be mindful at work: When you have organized your day well you can concentrate fully on the task at hand. The do-do list plays such a vital role here. When your mind is not distracted you work efficiently and effectively.

7. Alternate your work: You may glue to your PC in the morning and then you switch to doing paperwork. In the afternoon you may meet your staff or clients and then go around walking about.

8. Be prepared: Examples like rehearsing before you do a presentation and discussing with other departmental beads before a meeting are such crucial steps to allow things to carry out smoothly.

9. Schedule: When an assignment is given verbally by your boss, write down the details, and get your boss’s confirmation and approval. The next thing is to break down the assignment into bit size and allocate a time frame for each task. Check the progress against the deadline and make allowance whenever necessary.

10. Avoid clutter: Do not let your mind be disturbed by piles of paper on your desk. Keep your workstation clean and tidy. Only items relating to your task at hand should be on your desk. On the other hand, proper filing allows the retrieving of documents easily and quickly.


A day’s job done well will leave you with a light heart and a happy note. You look forward to each new day with self-confidence. You are sure that it is going to be another great day at work.

7 Tips to Keep New Year’s Resolutions

New Year Resolution

Character is the ability to carry out a good resolution long after the excitement of the moment has passed. – Cavett Robert

According to the Oxford Advanced Learner’s Dictionary, one of the definitions of resolution is a firm decision to do or not to do something. You may have decided to, say, give up smoking or exercise every day but how do you maintain your enthusiasm throughout the year? Here are some of the factors to keep your resolutions:

1.      Just a few commitments: Starting a resolution means forming a new habit. Committing to too many things will be overwhelming for you. The answer is doing less and achieving more.

2.      Maintain a schedule: To make your resolutions stick, replace a non-productive time like watching TV with a new habit like jogging. Identify a time slot that is convenient for you. 

3.      Keep the benefits in mind: To keep you motivated, think of all the benefits of a new habit like jogging. You utilize the time wisely to keep fit and healthy. Moreover, an exercise in itself will boost your self-image and self-confidence.

4.      Meaningful to you: Another plus factor is that your resolutions should mean a lot to you. As an example, you embark on a course of evening study relating to your job. It means you will be more competent at work and you are helping yourself to gain a promotion eventually.

5.      Start a new habit and keep doing it daily: Forming a new habit takes time. In order to establish a new habit do it every day. Remember to take one small step at a time. You will slowly but surely get to where you want to be.

6.      Put them in writing and always be visible: Be reminded constantly about your resolutions Allow yourself to see them in a conspicuous place so that you are always aware and upbeat about it.

7.      Check your progress: Congratulate yourself when you are able to maintain your new habit for 21 days, a minimum time to allow a new habit to be firmly established. By then the benefits derive from the new habit will spur your effort further.

According to G.K. Chesterton,” The object of a New Year is not that we should have a new year. It is that we should have a new soul and a new nose; new feet, a new backbone, new ears, and new eyes. Unless a particular man made New Year resolutions, he would make no resolutions. Unless a man starts afresh about things, he will certainly do nothing effective.”

Start the New Year with a new you by keeping your New Year’s resolutions 

Simplify Your Life with Credit Cards - 5 Delightful Tips

Credit Cards

A credit card is a convenient device that saves you the trouble of counting your change.

EVAN ESAR, 20,000 Quips & Quotes

There are too many things to do every day. More than one-third of your time is tied up in the office. There is not much time left to attend to your personal things. However, you can simplify your life by taking advantage of your credit cards. Here are the top tips:


1. Carry no more than two credit cards: When one card cannot be accepted you still have another one on standby. However, too many cards mean checking too many statements and issuing too many cheques and too much monitoring to do. There is also a temptation to overspend. In the worst scenario, when your purse is missing you will have too many reports to make for your lost cards.

2. Use one card for your recurring payments: Arrange with your card issuer to pay for all your utility bills and insurance premiums and zero-interest installment payments in one card. When you automate your payments you don’t have to issue so many cheques and go to so many places to make payments. You issue just one cheque to meet all your monthly commitments. You save valuable time

3. Use the other card for other expenses: Use another card to pump petrol, shop for grocery, purchase books and stationery and charge for other expenses

4. Personal money management: From the two statements of the two cards you will get to know your monthly expenses. The records help you to manage and budget your earnings and expenditures. To settle all your expenses and commitments, you issue only two cheques from a current account (life is easier with only one account to keep track) with the allocated fund to meet charges for the two cards.

5. Filing: Keep a file or a folder to hold all your charge slips, electricity, and telephone bills, and the monthly credit card statements together with your bank statements. Keeping all the documents in one place will be easier for you to check and verify all your charges and balance your bank account.


Besides simplifying your life, each time you charge your card, you either pay less( cashback card) or you accumulate points to redeem for valuable items (rewards card).

Spending less time but managing your finance more efficiently and effectively means more quality time to spend with your children and more time to pursue your personal interests.

Have a simple and happy life!

Happiness in the workplace - Positive Working Attitude

Pursuing Happiness in the Workplace

Research  is beginning to reveal that positive thinking is about much more than just being happy or displaying an upbeat attitude. Positive thoughts can actually create real value in your life and help you build skills that last much longer than a smile.

What are the things that you do to develop a positive working attitude? Check out the following tips:

Take responsibility: When something is not working outright, you will not point the finger or blame others, but critically do an examination to find out the real reasons for the problem. Attack the problem, not the person.

End each task with a happy note: The right way to do a job is to do it fully and completely making sure that there is no loose end to take care of. You will be happy to know that it is executed accordingly and there is nothing to worry about. You are judged by the output of your work. Be happy to know that your boss is very pleased with it

Be proud of your job: Think about the job that you are holding now and think about the number of jobless people around you. Does it make you proud of yourself and happy about keeping a job? Be alert and work wholeheartedly.

Establish a trusted brand: How do you feel when you know you are trusted by your boss? You are naturally happy and excited about it because you always deliver as promised and also truthful and loyal to the establishment.

A cheerful disposition: When you are happy at work you also generate happiness among the staff. Your boss is also happy to see a cheerful face instead of looking at someone who is listless and gloomy.

Concern about others: Happiness at work means happily working with others and treating everyone else like what you want to be treated, and in return, they are happy to work with you.

Seek improvement: You don’t take the current methods as the best way to get things done. You are opened to new ideas and creativity to come up with better ways of doing your job. Happiness is getting things done more efficiently.


A good working attitude will ensure success and happiness at the workplace

Power of Daily Goals

To-do List: Daily Goals

"If you’re bored with life – you don’t get up every morning with a burning desire to do things – you don’t have enough goals." –Lou Holtz

Do you have daily goals? Do you always keep them in sight and work on them?

Every evening I prepare a to-do list. Some of the tasks are one-off in nature and some are relating to long ranch goals and are recurring. I write them down on a piece of paper. On the following day I keep it in my shirt pocket. I look at it every now and then to cross out tasks that I have done and remind myself to complete those outstanding ones of the day. I give priority to those that are important. For me, one of the most important jobs on a daily basis is to write an article. When I am able to write an article a day it means I can then post an article a day. This is my daily commitment. However, it is a challenge to write for the readers and to keep writing every day.

What are the benefits of achieving daily goals? Here are some of them:


1. Daily goals achieved over time will lead to success in long-term goals: Your lifelong goals are done on a daily basis and accumulated over a long period of time. If you don’t take care of the daily tasks, you will not be able to achieve the ultimate goals.

2. Just do one or two important tasks to get optimum results: The rule of 80:20 applies. Do a few of the major tasks relating to your major goals in life will allow you to achieve more in a day.

3. A winning habit: It is the habit of successful people. Keep in view of your future vision and working diligently on the tasks at hand will ensure the attainment of your objectives.

4. Build self-confidence: The daily achievements will promote self-confidence in the long run as it builds into you a feeling of fulfillment and containment.

5. Focus: The daily tasks will take into account the shortfall of the previous day and it allows you to adjust accordingly to meet daily goals. It is easier to cover unmet goals for a single day rather than a longer period.


Rome wasn't built in a day, it is the day-to-day effort exerted over a long period of time. When you achieve your daily goals consistently and constantly, you will realize your dreams.

10 Tips to Promote Psychologival Health

Psychological Health

“Being able to be your true self is one of the strongest components of good mental health.” —  Dr. Lauren Fogel Mersy

Your mental well-being is just as important as your physical health. Here are some of the things that you can do to boost your psychological health:


1. Be happy: Happiness is what we always look for in life. When you are happy you get more than what you bargained for. You are cheerful, you look at things on the bright side and you smile at people you meet and they smile back at you. There is a wonderful feeling inside you.

2. Be calm and peaceful: Take up yoga or Tai Chi. This is meditation in motion to get into a state of calmness and serenity. A clutter-free mind allows you to work efficiently and smoothly.

3. Exercise: According to an article by Len Kravitz, Ph.D., Exercise and Psychological Health, physical activities help to manage depression, anxiety, and stress. Exercise also improves your self-esteem and positively affects mood states such as tension, fatigue, anger, and vigor.

4. Love: In another article by Bob Trowbridge, The Effects of Love on Psychological Health, it is mentioned that unconditional love and acceptance exhibited by many animals have a soothing and healing impact on children and adults. Many individuals who are mentally ill or just emotionally distraught, have found a kind of peace and solace in the attentions of an animal. The most important thing is to love ourselves. Pay attention to and acknowledge those individuals in our lives who care about us and spend time with them in a loving exchange of time and energy. He suggests that you touch someone you love. Hug someone you love. Allow yourself to be touched and hugged. It could save your life and your sanity as well.

5. Positive outlook: When you look into the future, what do you see? Do you have high hope and great expectations? Do you welcome each new day eagerly? When you think life is full of opportunities and possibilities you feel good about yourself.

6. Find meaning in life: What is your true calling in life? Do you find what you do every day meaningful? If you do, it means life is fulfilling and it gives you a lot of satisfaction.

7. Gratitude: An attitude of thankfulness and appreciation reflects in you a life that is blissful and naturally you feel you are supported and cared for.

8. Kindness: Kindness is an expression of giving. You know what you do brings cheers to others and you know you are being appreciated for your kind deed. Does it make you feel good about yourself?

9. Curiosity and the urge to learn: You stimulate your mental alertness when you continue to learn; get to know more and always curious about things. Your mind is working all the time and it sharpens your mental faculty.

10. Relationships: According to research married people tend to live longer and better than those who live in isolation. Someone to talk to and someone to share your sorrow and happiness are such wonderful things in life. A feeling of connectedness and belonging make life worth living


Mental health and physical health are a perfect blend of total well-being. Go for it!