7 Goals to Get Ahead in Life

Goals

When it is time to join your friends and relatives to celebrate Christmas and usher in New Year,  it is also timely at this junction to plan and organize to get a head start in the new year and beyond. This article is to remind you that your goals will be consisting of the following areas or else your life will be out of balance. Success and happiness in life is a balancing act. You can’t go to the extreme in one particular area and ignore the rest; you will be courting for trouble. 

1. Healthy and fit: This is your first priority. Watch less TV and start to exercise or reduce your weight to be fit and full of energy. You will be able to do more and enjoy more in life when you are as fit as a fiddle. You feel good about yourself and you are calm and collected to live life fully.

2. Career success:  Set written career goals and move up the corporate ladder. Most important of all, you must be able to perform to meet the expectations of your employee. Build the trust of others in you. Acquire additional skills to be more valuable at work. Get rid of your bad habits and impress others by dressing smartly and appropriately.

3. Financial freedom: Are you in debt? Resolute to reduce or erase your debt as soon as possible Aim to spend less than your take-home pay. The surplus fund is to be saved for emergency purposes and invested for your children’s education and retirement needs. Use a credit card wisely but never do purchases on credit. Financial freedom is debt-free and carefree.

4. Harmony at home: Happiness is about peaceful home life. Spend more time together and talk to each other more often. Starting this coming New Year watch less TV and help more in household chores.

5. Get peace of mind: One way to get peace of mind is to solve problems creatively and promptly. An unsolved problem will disturb your peace of mind. Are you morally doing the right things? You get peace of mind by not cheating, lying or betray the trust of others in you. Peace of mind can be further enhanced by doing meditation daily.

6. Get connected: Improve your people skills. Be interested more in others and see what you can do for them. The more you pay attention to others; they will notice it and show interest in you in return. Get connected with the right people to share and learn from each other to move ahead in life. 

7. Continuous learning: Your learning does not end with your graduation. It is just the beginning. Keep abreast and be alert of the latest events and issues that are affecting you. Take advantage of advances in technology to do your work easier and more efficiently. Read and learn to stay updated in your area of expertise.

Plan ahead and make every New Year a successful year. 

Are You Diversifying and Growing Your Money?

How do you generate more regular income from your investment and fight inflation at the same time? Banks are offering a very low-interest rate for fixed deposit. It is prudent to look for alternative vehicles to beat inflation and generate income for your investment. Here are some ways to diversify and maximize income from your investment:

• Dividend stocks: Look for stocks that give you steady streams of income. One such stock in Malaysia is Public Bank. It is a trusted brand with very consistent dividend payments.

• Dividend unit trusts: These are unit trust funds invested in a diversified range of dividend stocks. Unit trust investors receive income distributions instead of dividends. Examples of such local funds are AvenueEXTRA Dividend and Hong Leong Dividend.

• REIT: These are real estate investment trusts which are formed by companies that purchase and manage real estate using funds collected from shareholders.  The largest REIT in Malaysia is Sunway REIT (SunREIT). Like stocks and unit trusts, you also collect dividend through frequent income distributions from REIT.  The returns of REITs are around 7%

• Rental income: Unlike REIT, you are actually the owner of the property and you collect monthly rental from the tenant: However you bear the cost of maintaining the real estate.

• Bond funds: Like unit trusts, you collect regular income from their distribution. You can expect a return of around 4% to 5%.  

• Investment-link insurance policies: It is a combination of protection plus investment. A portion of the premium is used to purchase units in the investment-linked funds managed by the insurance company.

• Alternative investment: It is not related to traditional investments such as stocks and bonds. Alternative investments consist of land, fine wine, gold, silver, valuable arts and antiques. This kind of investment will not be affected by financial institutions going bust or threat of war

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Not all investments that give you income are the same. There are risks involved and you have to be cautious. The key is to diversify your investments to avoid a total loss.

Reference: Personal Money October 2010 issue

Carnival of Traders and Investors

Be Hopeful Be Alive

Of all the forces that make for a better world, none is so indispensable, none so powerful, as hope. Without hope, people are only half alive. With hope, they dream and think and work – Charles Sawyer

Are you not getting what you want in life? Do you get rejected most of the time? The most important thing is not to give up hope. What can you do to keep the flame of hope burning brightly?

• Be inspired: When you are inspired by what you want, you follow your dreams to achieve great things in life. There are high expectation and hopefulness in you.
• Have goals: You design an action plan to realize your dreams. It is written and you can look at it every day. You envisage that by getting the daily tasks done you are getting closer to your objectives. Your goals are your hopes and your future
• Bounce back: According to Orison Swett Marden, the editor of Success Magazine, there is no medicine like hope, no incentive so great and no tonic so powerful as the expectation of something better tomorrow. Do not take defeats as the end of the road. They are just valuable lessons to be learnt so that you will be wiser as you move on. When you fall you get up and carry on and not to surrender and give up.
• Learn from others: Find out and learn from others their achievements and defeats. Identify how they do things right so that you can follow and avoid what they have done wrong. 
• Do things differently: Try to do things in other ways. Be creative and work smarter with your own ideas. To be hopeful and successful you also need to work harder. Life is hopeful only when you take action. Just thinking and hoping will not take you anywhere
• Positive mental attitude: You have a choice about your thinking. Instead of despair be happy and cheerful and look at things on the bright side. As long as you are confident life is hopeful.

There are no hopeless situations – only people who are hopeless about them – Dinah Shore (1917-1994), entertainer. Hope is a powerful force that keeps you going on in life. Do not give up hope. When you give up hope, you give up yourself.

Make Positive Changes and Get Ahead in Life

Things remain the same when you don’t make changes. It means there are no improvement and no progress. Here are some suggestions for you to make changes for the better:

• Be an early riser: Experience the goodness of getting up early to welcome a new day. You get more quality of life being an early riser. There is no need to rush about like you used to do previously and there is time to do exercise and have your breakfast to start a new day right. Moreover, you start ahead of others in getting things done.

·        Be more productivity: Make changes and take advantage of technology advancements to do things more effectively and efficiently. Automate or use software to speed up your work.

• A more active lifestyle: Make a change from your sedentary lifestyle and see a positive change in your health. Exercise every day to be more energetic and perform better at work.

• Be more organized: Don’t be disorganized and get frustrated and confused. Get organized for simplicity and get things done smoothly and without interruptions

• Go slow: Do one thing at a time instead of multitasking. Drive a little slower for a safer journey. Read at a slower pace to understand more and better. Work a little slower to reduce your stress and make fewer mistakes.

• Give up bad habits: Give up smoking and drinking and lead a more sober and healthy life. You spend less and gain better health and fitness at the same time.

• Think more positively: You are in control of your mind and thoughts. Change and think more optimistic about the future. Be more cheerful, upbeat and confident.  

• Listen more: Instead of talking more, listen attentively and be interested in the person talking to you. You will understand the other person better.

• Spend more time with nature: Spend more time outdoor instead of sitting all day in front of your PC. You may get more information by surfing the Net but you will breathe in more fresh air.  Look at the winding river, the white clouds or the green field to appreciate nature.

• Accept change as the norm: Be flexible and ready to accept changes with an open mind. Things are changing and evolving. People are progressing. Be alert to changes that are impacting your life.

  

What are the positive changes you can make to improve your life? Do it now.

Are You Enjoying Spiritual Well-Being?

According to the Oxford Advanced Learner’s Dictionary, spirit is the part of a person that includes their mind, feelings and character rather than their body. There are many ways in getting spiritual well-being. You will find the following ideas helpful and useful.

• Peace of mind: The ability to be calm and live in the present is a positive sign of your inner peace. Try these tips to obtain peace of mind

• Financial freedom: Money may be the furthest thing from your spiritual well-being. But living within your means and be debt-free contribute greatly to your calm and peaceful mind 

• Guilt-free: Your conscience is clear when you always do the right things. You are honest with yourself and others. You do not cheat or betray the trust of others in you. There is nothing for you to hide from others.

• Meditate: The best time to do it is before the break of dawn. Everything is quiet and your mind is clear and fresh. Meditate to relax your mind and calm your nerve. It is a great way to start a new day with a collected mind.

• Mindful: When you are mindful you pay full attention to the task at hand and you are not thinking of something else. You can promote.mindfulness in many ways

• Appreciation: Be appreciative of what you are and be contented with what you have got in life. Desire no material wants to gain serenity in your mind. Be thoughtful and thankful to those who have helped you in one way or another.

• Harmonious relationships: To love, share, care, trust and give are the ways for a truly lasting relationship. Your heart is filled with kindness and generosity and your mind is free from negative thoughts such as resentment and jealousy

• Take time to enjoy nature: Escape from the city to be with nature and be pampered by the quietness and the fresh air of the mountain or the valley.

• The ability to solve problems: Unsolved problems are the main factor to disrupt your spiritual well-being and peace of mind. Think creatively to deal with a problem promptly and do not allow an issue to get worse.

• Happy and satisfy at work: Holding a job is more than getting a source of income. A job is your pride and it holds you in high self-esteem. You are pleased and feel good about yourself for what you can do.

• Meaningful goals: You follow your dreams and inspire to achieve your goals in life. Each small success along the way brings you satisfaction and contentment

• Positive thoughts: Let your thoughts be optimistic, hopeful and confident so that you can be happy, cheerful and delightful.

Wish you more spiritual well-being. 
                                     

Be Organized Be Effective

There are many advantages to getting organized. Work gets done smoothly, quickly in less time but no less thoroughly. There are less stress, frustration and more peace of mind. Being an organized and effective person, you are confident of yourself in getting things done in an orderly manner. There are many areas in life to get organized and achieve your goals:

• Organize your life and time: There are seven goals, namely health, career, financial freedom, family, happiness and peace of mind, relationships and continuous learning to achieve in your life and the key to organize your time is to strike a balance between the various goals. Do it in such a way that you are able to pay equal attention without going to the extreme in one particular area.

• Organize your workplace: The goal is to achieve productivity. The way to do it is to organize your tools within your reach so that you can work continuously without having to hunt high and low for the things you need. The efficient organization is about proper storage or filing so that it is easy to retrieve an item.  

• Organize your home: There is a place for everything in the house. Return an item to its usual place after use. The most important thing is to avoid clutter. A spacious home attracts the flow of positive energy

• Organize your trip: Plan and organize your trips such as shopping for groceries once a week to avoid wasting time and petrol. Look at your to-do list to see how you can coordinate your trips and your tasks.

• Organize your work: Do a certain activity such as making phone calls or writing reports at the same time each day or the same day every week. Arrange to do the most important task in the morning when you are fresh and full of energy.  Organize your daily, weekly and month routines and follow accordingly   

• Organize your day: Make each day a productive day. Organize and allocate time to work, rest, spend time with family and to exercise. One effective way is to carry a to-do list and follow the list doing first thing first.

  

Get organized to get more out of life and be effective to achieve success and happiness.

Working Positively and Successfully

Your success in the workplace is measured by your performance. How well you can perform is measured by your preparedness for the job and how effective you get things done. Check out the following to work positively and successfully:  

• Ready to work: Do you like your job? Are you mindful at work? Are you fit and full of energy to perform your best? Dress smartly to project a positive image of yourself and to boost your confidence. Smile at people you meet, look at things on the bright side and be sure of yourself to get things done. When you are ready to work, you work at your best.

• Be organized: Always plan ahead and carry your to-do list in your shirt pocket. Be on top of things to execute from one task to another smoothly. Do less to achieve more by doing the most important job that gives you the most results.

• Productive: To be productive you need to be efficient and effective. Work performance is about  getting things done in less time but no less thoroughly

• Solution provider:  Employers are looking for people who can solve ongoing problems at work. Be creative and innovative to give practical ideas that work.

• Deliver timely, fully and precisely: Do a complete job and deliver as promised in a timely fashion to the satisfaction of your employer every time. Secure the trust of your boss in you.

• Continuous learning: To be effective you have to update yourself with the latest news, trends in technology and in the area of your expertise. Be ready to absorb the impact of events that are affecting you and make the necessary changes in the way you work for the better.

• A team player: Do not judge others but look for the best in others and work closely with other departments to achieve the goals of the establishment. Unity is strength.

Working effectively and successfully is working proactively to be ahead and stay ahead of the competition. 

Be Creative Be Ahead (1)

Creativity is not confined to designers; it is equally applicable to all walks of life. I find that by doing the following things you can get a flow of ideas.

• Be inspired: As a writer, I can run out of ideas for my articles and I need to look for inspiration. I look at many words from article titles, magazine covers and advertisements. One of the words will trigger my mind to come up with an article. Get off your chair go outside and look around and be inspired by what you see and observe. Something you notice will suddenly give you an inspiration. According to Fredrik Haren, author, do what inspires you. What inspires you makes you creative.

• Solve problems: Don’t run away from problems, problems are an excellent way to make you creative. A problem is something new or else it is not a problem. You need a new idea to overcome it. With determination and by being resourceful and creative you get a practical idea to solve a problem. Solving a problem will boost your confidence to solve more problems in life. It means you will get into a wonderful habit to be more creative.   

• Learn new things: Learning new things will excite the mind and get you more resourceful. The biggest spin-off is that you will be creative by applying what you have learnt to other areas of your life.

• Creative thinking attitude: Be it at work or at home, put on your thinking cap more often to find new ways of doing things. Tell yourself that there must be a better way to get this thing done.

• Determined to succeed: You want to be a winner and you want to achieve your goals. So, you work harder and think of better ideas to get ahead of others.

Creativity generates unique and original ideas and the innovative ideas impress others and get you ahead of the crowd.

Go Slow to Manage Time Effectively

Go Slow

Are you always in a hurry? Are you always running short of time? Are you working quickly to get things done? If so, you are not in control of your time. There are ways to be the master of time:

• Plan ahead
• Be an early riser
• Doing the first thing first

When you manage time effectively, you are mindful, you get peace of mind and you go slow to get things done. You are not literally doing a thing at a snail pace. You are paying full attention and work diligently but you are not under pressure or running short of time to get things done. You enjoy the process of doing it. There is a difference between working mindfully and working quickly and not paying full attention to what you do.

There are delightful ways to go slow in life:

  

• Eat slowly: When you eat you don’t watch TV or read a newspaper. You sit down to savor and enjoy your food.  You chew each mouthful and taste the food before swallowing it. Actually, proper digestion starts with the saliva.
• Read slowly: Read to understand and learn from it. When you read quickly you have to reread to know what it is all about. 
• Love slowly: Love is not at first sight. It takes time to get to know and understand each other more and better.
• Exercise slowly: You get the most benefits out of a slow jog. You enjoy the fresh air and take in more oxygen. You look and see more along the way.
• Drive slowly: To drive slowly is to drive defensively. You anticipate and are on the alert at places where there are likely to cause accidents. You pick up at a reasonable speed when it is safe to do so.    
• Work slowly: An organized person has already planned ahead to do first thing first. There is time for him to take deserving breaks and he is in full control of the time to accomplish the tasks of the day without working under stress.
• Live slowly: When you go for a sightseeing trip you don’t rush about but you take your time to feast your eyes with the breathtaking scenes. Go slow in life to appreciate nature and the environment around you.

  

When you are in full control of your time, you go slow and enjoy what you do.

Be Successful and Happy in the Journey of Life

Success is not a destination. It is an ongoing journey. The most important thing is to enjoy the journey and find success along the way. How do you find happiness and success travelling along the long and winding road? The journey is not smooth going but full of potholes and going uphill and downhill. Here are the ways to hit the road and face challenges in the journey of life:

·        Set goals: You start your car engine and you know where you are going. Likewise, you plan your journey in life, so that you know where you want to go. Your goals are meaningful to you. You do what you like and you know you are capable of getting what you want. You  focus in the direction where you are going and there is no u-turn or sidetracking

·        Reaching greater height: As soon as you have reached a milestone in your life, you set new targets and move on to conquer uncharted territories. Life goes on.

·        Keep fit and healthy: To be successful and happy is to be healthy and fit. Good health promotes energy and stamina and lets you perform at your best.

·        Optimistic: To think positive is to be hopeful about the future.  You are eager to do the required tasks to reach your ultimate goals every day.

·        Go slow: Take the time to appreciate what you do, enjoy the process of doing something you like. Go slow to marvel nature and its wonders  

·        Determination: As an example, you are inspired by great writers and you aspire to be one, it is necessary to write every day constantly and persistently. You can only be a better writer by writing more and more over time

·        Solve problems creatively: Life is full of problems and obstacles. These are the essence of life or else it would be very dull. The most important thing is to look for solutions to problems you encounter along the way. Solving problems is a wonderful way to boost your confidence.

·        Companionship: The journey of life is made interesting and delightful when there is someone to accompany you. You share life through thick and thin with your partner and care for each other. 

The best way to live life is to live each day fully as it comes. There is no thinking about the past or worrying about the future.   

How to be a Successful Executive

  

Success at work is about performance and how valuable you are in the eyes of your employer. Here are the things that you can do to be ahead and stay ahead of the competition. 

• Set goals: Having a goal is to focus your attention and direct your energy in getting the right things done. There is room at the top to achieve your career goals so that you are able to go where you want to go and do what you want to do. 

·        Plan and organize: Getting things done smoothly can be achieved with proper planning and organization. On a daily basis always prepare a to-do list in advance to execute your daily tasks.

• High EQ and people skills: Know your mood and be able to control your negative emotions such as anger, resentment and hatred. Understand the feelings of others and know the right time to approach them and get things done. 

• Continuous learning: Be well-informed to stay up-to-date. Get connected with the right people to understand the current topics. Catch up with the latest events that are happening around you and find out how these events are impacting you.  

• Creative: Work better by thinking of smart ways to do things. Your unique ideas will get you ahead of others.
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• A trusted and valued employee: What can you contribute? Can you reduce expenses, boost revenue, increase productivity or promote a better image of the establishment? Provide value and get things done and deliver more than expected on time. Build yourself into a trusted brand.    

• Positive self-image: When you dress smartly and appropriately, you tell others that you care about yourself and it is an indication of how you get things done. Always wear a smile and greet people to acknowledge their presence.

• Do more: Productivity is about more efficient and effective in getting things done in less time. People with multi-skilled are highly sought after by employers. It is because you can take on more jobs normally done by more than one person. Take courses or attend classes to acquire other essential skills.

• Peak Performance: To perform at your best is to focus and mindful at work. You take deserving breaks instead of working non-stop to avoid unnecessary stress. You exercise regularly and eat nutritiously to boost your energy.

• Problem-solving: Your job is also measured by how creative you are in solving problems. The best approach is to take proactive action and preventive measures to avoid getting into troubles in the first place.

To be successful is to get the right things done relentlessly and continuously. It is your performance that counts.  

Effective Personal Budget for Financial Freedom

It is not a bad thing when the budget for a country is in deficit, like the recent Malaysia budget for 2011. The additional fund is needed to boost the economy, increase productivity, attract foreign investment and provide more employment opportunities for the people. Ultimately the aim for Malaysia is to be a higher-income nation in 2020.  A personal budget is a different story. We cannot afford a budget deficit. We must budget for a surplus. Consider the following points to design a personal budget for financial freedom.

·         Expenses should be less than income: You cannot incur debt to cover your monthly expenditures. Debt attracts interest and it will snowball beyond your means to settle. Your expenses should be lower than your take-home pay.

·         Effective use of surplus fund: You budget for a surplus so that you can build up an emergency fund to meet unexpected outlay; In addition, you can save up to buy a big-ticket item. Most importantly the surplus fund is to be saved and invested for your children’s education and your retirement needs     

·         Explore other sources of income: It is prudent to look for additional sources of a fund should you need more money to cover a shortfall in your budget. Turn your hobbies, such as photography, into a lucrative source of income or use your language skills to run tuition classes. 

·         Stretch your dollar: Shop according to your shopping list only and take advantage of coupons. Shop for an item especially when it is on promotion.

·         Reduce unnecessary expenses: Look at your monthly expenditures and trim your expense budget.

·         Save for a bigger down payment for your car and home: Saving more for a down payment means paying less in monthly installments and getting a shorter loan period.

·         Save for a big-ticket item: It is better to buy in cash instead of incurring interest to buy a big-ticket item.

·         Loan repayments are part of your monthly budget: Your budget is inclusive of your housing and car loan repayments. If you cannot factor into your budget you are not in a position to obtain a loan 

·         Identify wants and needs: There is a difference between wants and needs. You can budget for your needs but not your wants. There is no way to satisfy wants with limited income.

·         Use credit cards wisely: Credit cards are not for getting credit. Use credit cards to reduce your expenses and purchase of big-ticket items in instalments without interest.   

Financial freedom is about living without debt. It is about investing your surplus fund to grow your wealth. Ultimately when you retire, you can depend on your passive income such as rental income and dividends to live a carefree and easy life.

Related article: Personal Budget for Financial Freedom

7 Advantages of Delaying your Retirement

Americans are short of the retirement fund 

According to Newsweek, Americans are short of the retirement fund and there is a need to save more. How do you go about boosting your retirement fund? One beneficial way is to continue working and delaying your retirement: There are several advantages of working more years:

1. .Happy at work: When you enjoy what you do and you like your work, why not do more of it? It is particularly true when the job does not give you stress or pressure. Just indulge in it.

2. More money for your retirement: In Malaysia, your employer contributes 12% of your salary and you also contribute 11 % (8% in 2010 or maintain at 11% if you wish) to the Employees Provident Fund. It means when you continue to work you continue to save and your employer also helps you save further. Just think of the compound  interest that is working on your fund

3. Allow your investment more time to grow further: When you are in a capacity to earn you don’t dip into your savings and investment. It means your money will continue to grow while you continue to work.

4. Self- image and self-esteem: Imagine the huge number of jobless people around and you will appreciate yourself more when you are holding a job especially when you should not be competing in the job market. You think highly of yourself and you are confident about what you can do.  

5. Keep the brain young: Be in high spirits and feel good about yourself. You are mindful at work and there is nothing to disturb your peace of mind. Your mind is stimulated while you continue to learn new things in life

6. Stay connected: When you are working, you stay connected with other people relating to your work. They update, enlighten and encourage you. Life is meaningful when you maintain a network of connection. 

7. There is no retirement: In life, you do not retire, you continue to do things you find meaningful to live life fully. When you find your job interesting and you get satisfaction out of it, just continue to do it.

When you can work and you are fit to work there is no reason why you should not work. It is especially so when your services are needed. Isn’t it wonderful to know that you are still a valued employee at a time when you should be retired?

Are you Getting Peace of Mind?

Peace of mind means you are able to live in the moment. You are mindful of what you are doing and not thinking of something else.  There are things in life that contribute to your peace of mind:

• A happy family: Working parents are working outside and the children are left alone at home. They are wondering what the children are up to and they get no peace of mind while at work. It is important to build trust between children and parents. Children must notify their parents about their whereabouts and what they do at home so that parents are on top of things. Peace of mind is counting on your children to behave in your absence.

• A healthy body: A fit and healthy body are more than just getting peace of mind. It is about happiness, feeling good about yourself, robust energy and calmness. In fact, health is the prerequisite for a meaningful life. Exercise regularly, eat nutritious food and sleep well at night are some of the things you can do to sustain a healthy way of life.

• The ability to deal with problems: There will be problems. The most important thing is to take the bull by the horns and attack a problem directly. Outstanding problems are always bugging your mind. Don’t just dwell on the problems and allow them to interrupt your peace of mind.

• Joy at work: The ability to hold a job is good, the ability to be interested in your work is even better but finding happiness at work is the best thing you can have in life. You spend most of the waking hours at work, it is important to get peace of mind at the workplace. Peace of mind is about mindfulness at work and getting mindfulness is about getting harmony at home, being in good health, enjoying your work and able to solve problems creatively. 

• Financially independent: Peace of mind is also about debt-free living and making enough money to live a decent lifestyle. It is also about wanting less in life so that your mind is free from the desire to acquire more material things.

• Positive emotions: You are in full control of your mind. Think positively to promote peace of mind. Be cheerful, hopeful, confident, kind and friendly Fill your heart with love, forgiveness, appreciation and gratitude Peace of mind is about positive thoughts.

• Getting things done: Cross out your to-do list gives you more than just satisfaction after a hard day’s work. It gives you peace of mind knowing that there is no outstanding issue to worry about. You are also confident of  your ability to plan ahead and get things done

Get peace of mind to be mindful and happy.

Are You Learning Continuously?

Have you stopped learning ever since you left school? I hope not because leaning is a beneficial lifelong process. There are many advantages of learning apart from acquiring knowledge and keeping yourself up-to-date. Here are some of them:

• News: Stay ahead of others by knowing and understanding what is going around you and the world. Find out how relevant events can impact your life.

• Technology: Advancements in technology can transform our lives. Learn and be ready to make the necessary changes for the better by adopting new ways of doing things.    

• Economic issues: Look for valuable tips and opportunities in currency issues and business trends. Be on the lookout for a solid investment.

• Books and articles: Gain insights  to make a wise decision and get ahead and stay ahead of the competition

• Professional skills: Update the knowledge in the field of your expertise. Take up courses and attend seminars to keep abreast of developments.

• Mental power: Stimulate your mental faculty: Be open-minded and stay alert and curious about new things and trending events.

• Information and knowledge: The more you learn and know, the easier it is for you to carry out an intelligent conversation with others and exchange ideas.    

• Learning from yourself: Learn from your mistakes and past experience. The most important thing is to apply what you have learnt to improve yourself.

Learning in itself is a fun thing to do. Devote time every day to explore and learn something new.