The Role of Husband and Wife

Roles in Marriage

According to Buddha, after a man and a woman get married, they should share joy and sorrow together. Husband and wife are the nucleus of a family. A harmonious marriage allows a family to be peaceful and prosperous. To have a satisfactory marriage the husband must do the following to show love, respect, and concern to the wife. He must: 

 1. Treat her politely

 2. Praise her 

3. Be faithful to her 

4. Manage housekeeping with her 

5. Give gifts to her 

 On the other hand, the wife must reciprocate with love, respect, and assistance. She needs to: 

 1. Manage to housekeep well 

2. Treat his friends and relatives in a friendly manner 

3. Be faithful to him 

4. Manage his finance wisely 

5. Work hard

Image source: https://www.standstrongministries.org/articles/the-biblical-role-of-a-wife/

Net Worth

Do you know your net worth?
To put in simple term it means what you own (assets) less what you owe (liabilities). Let's take a look at the following example:


ASSETS

Cash

Current account 6,000.00
Savings account 500.00
Fixed deposit 15,000.00

Total Cash 21,500.00

Personal Assets

House 100,000.00
Car 40,000.00

Total Personal Assets 140,000.00

Investment

Shares 25,000.00
Unit Trusts 15,000.00

Total Investment 40,000.00


TOTAL ASSETS 201,500.00


LIABILITIES

Housing loan balance 50,000.00
Car loan balance 15,000.00


TOTAL LIABILITIES 65,000.00



*NET WORTH 136,500.00

*(201,500.00-65,000.00)


It would be a good idea to check your net worth at the end of every year.
Celebrate when your net worth is better than the previous year. You are richer!

T.I.M.E.

T.I.M.E.

Time management is crucial in our daily life. The more effective in managing time in our daily business means the less tension and pressure we have. How do you apply "TIME" to good use in your career? 

 T - Total Commitment When you are interested in your job you are committed totally. You find your job is a breeze most of the time. The clue is to cultivate an interest in your job so that you are committed whole-heartedly. 

 I - Improvement Have the habit of asking: Can I improve upon it? Can I do it in a better way in less time? Do not be complacent. If you do not improve, you will definitely fall behind. 

 M - Mistakes We learn from mistakes. The only way to be better is to learn from our mistakes or better still learn from the mistakes of others. No pain no gain. 

 E - Evaluation Set out to review on a regular basis to check your progress. Time spent on planning and reviewing is valuable. Spend a few minutes in a quiet corner on Sunday evening to ponder over the previous week. Have I spent the time wisely? Have I done the most important things among all others? Have I learnt from the mistakes committed? Have I made improvements in my work?

Image source: https://www.labmanager.com/leadership-and-staffing/time-management-101-5659

Kiwi Fruit

Kiwi fruit

The World's Healthiest Foods

Do you know that kiwi fruit was originated in China? It was called gooseberry. About a hundred years ago it was brought to New Zealand and planted successfully there and was given the name "kiwi". According to Paul Lachance of Rutgers University, kiwi fruits are the fruit with the most nutrients. It has more nutrients than papaya, mangoes, lemons, oranges, bananas, and apples.

Image source: http://lvmg.pl/product/kiwi-fruit/

The Ten Secrets of Passing your Examination with Flying Colours

Pass with Flying Colours

Here are the ten vital strategies to obtain flying colours in every examination

1. Pay attention in class. Otherwise, you will not be able to learn and absorb the important points mentioned by the teacher.
2. You must write down all pertinent points. By writing down it helps you to remember better and understand better during your revision.
3. When you are in class you must ask the teacher immediately if you don't understand or if you are in doubt so that you can get the correct answer.
4. Take the initiative to discuss problems relating to homework or lessons with top students.

Effective Study Methods

5. Make it a habit to complete the homework for the day.
6. In order to master the syllabus and the techniques of answering questions get reference books of a high standard.
7. Have a timetable of your own and follow through with all subjects in the timetable.
8. Revise more often those subjects that you are weak in.
9. Pay attention to your daily diet and have sufficient sleep. Keep fit by doing exercise so that your energy is at a peak level.
10. Adopt a positive mental attitude to face problems in life. Have confidence in whatever you are doing.

Image source: http://hayformflyingcolours.blogspot.com/2010/08/overseas-students-pass-with-flying.html

The Ten Golden Rules of Human Relations

You're My Friend

1. Talk to the people around you. You acknowledge their presence and make them feel important by talking to them

2. Call people by name

3. Be humble. You can be accepted by people easily and you can learn a lot of ideas from them.

4. Make friend, be one.

5. Talk pleasantly of the other person's interest.

6. Sincerely interested in others by encouraging them to talk about themselves.

7. Praise more and criticize less.

8. Deliver your promises

9. Care and concern for others in your daily dealings with them

10. Smile at the people you meet.

One Sure Way to Save Money

One Sure Way to Save Money

7 More Effective Ways to Save Money

You were told to pay yourself first. But, how do you do it effectively? One of the methods is to buy an investment-linked policy and make arrangements with your bank to debit your account (where your salary is credited) monthly. In this way, you don't only save but you invest as well with the added advantage of an insurance policy, You can also arrange with your insurance company to charge the premium monthly to your credit card. You earn points for redemption while paying for your insurance policy. How about that?

Image source: https://www.cnbc.com/2015/04/23/here-are-20-easy-ways-to-save-some-money-every-day.html