Tuesday, January 29, 2008

Cover yourself with adequate insurance

Consider the following points when you purchase an insurance policy:

Disability income protection: You are paid a monthly amount in case you are unable to continue working due to accident or illness.

Hospitalization and surgical cover: This is to take care of your hospital bill when you are unfortunate enough to be admitted into a hospital.

Term Policy: You can take out a term insurance for specific period to cover premature death. This is a low cost cover for a high death benefit. However when you survive the term you get nothing.

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